LIC ENDOWMENT PLANS

New Endowment Plan
New Jeevan Anand
Jeevan Rakshak
Limited Premium Endowment
New Jeevan Lakshya
Jeevan Labh
Jeevan Pragati
Jeevan Umang
Aadhar Stambh (for Male)
Aadhar Shila (For Female)


LIC Money Back POLICIES

 New Money Back Plan - 20 Yrs
New Money Back Plan - 25 Yrs
New Bima Bachat
Jeevan Shiromani


LIC SINGLE PREMIUM PLANS

Jeevan Shanti
 Single Premium Endowment Plan
New Bima Bachat
New Jeevan Nidhi Single Premium
Pradhan Mantri Senior Citizen


LIC TERM INSURANCE

 Anmol Jeevan II
Amulya Jeevan II
Cancer Cover


LIC POLICIES FOR CHILDREN

New Children Money Back (0-12 age)
Jeevan Tarun (0-12 years of age)
Single Premium Endowment (0-65 age)
Aadhar Stambh (8-55 years of age)
Aadhar Shila (8-55 years of age)


LIC PENSION PLANS

Jeevan Shanti
New Jeevan Nidhi
 Jeevan Akshay-VI
Pradhan Mantri Senior Citizen

Jeevan Shanti - Life Insurance Policy

  • This is a single premium plan wherein the Policyholder has an option to choose an Immediate or Deferred annuity.
     
  • The annuity rates are guaranteed at the inception of the policy for both Immediate and Deferred Annuity and annuities are payable throughout the life time of Annuitant(s).
     
  • This plan can be purchased offline as well as online. To purchase the plan online, please log on to our website www.licindia.in
     
Name
City
Phone
Email
Query
 

Benefits

  • Make one time investment and get Guaranteed life long income.

  • 9 different annuity options to choose from to suit every need and circumstance.

  • Option to choose either Immediate Annuity or postpone it to a future date as Deferred Annuity.

  • Annuity rates are guaranteed from inception of the policy.

  • Guaranteed additions during deferment period.

  • This policy can be taken on own life or as joint life with grandparent, parent, children, grandchildren, spouse or siblings.

  • Loan Available: Loan facility shall be available after completion of 1 policy year.

  • Surrender Allowed: The policy can be surrendered at anytime after three months from the completion of policy when Annuity Option is with return of purchase price.

  • Free look Period: If the Policyholder is not satisfied with the “Terms and Conditions” of the policy, the policy may be returned to the Corporation within 15days.

  • Option to take the plan for the benefit of handicapped dependant (Divyangjan) life
     

Features

Minimum Purchase Price: Rs.1,50,000 subject to minimum Annuity as specified below
Maximum Purchase Price: No Limit

Note: However, lower Purchase Price may be allowed in specific cases such as NPS and if this Plan is purchased for the benefit of Divyangjan, as per terms and conditions of this Plan. In such a case, for NPS, the annuity rates shall be subject to a Reduction Factor.

Minimum Age at Entry:30 years (completed)

Minimum Annuity:
 

Annuity Mode

Monthly

Quarterly

Half-yearly

Annual

Minimum Annuity

Rs.1000 per month

Rs.3000 per quarter

Rs.6000 per half year

12000 per annum


Joint Life: The joint life annuity can be taken between any lineal descendant/ascendant of a family (i.e. Grandparent, Parent, Children, Grandchildren) or spouse or siblings
 

Criteria

Immediate Annuity

Deferred Annuity

Maximum Age at Entry

85 years (completed) except Option F

79 years (completed)

 

100 years (completed) for Option F

Minimum Deferment Period

Not Applicable

1 year

Maximum Deferment Period

20 years subject to Maximum Vesting Age

Minimum Vesting Age

31 years (completed)

Maximum Vesting Age

80 years (completed)

 

Tel. 09990376448, 09811109385 | Website: www.licagentdelhi.com | Email: info@licagentdelhi.com